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Dodany dnia 01-07-2013 20:46
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Vantage Score: It is the latest addition in the credit scoring models, the methodologies of which are developed by all the there major credit bureaus, i.e. Equifax, Experian and TransUnion. Annual percentage rate (APR)
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A not-for-profit organization that partners with insurers and law enforcement agencies to facilitate the identification, detection, and prosecution of insurance criminals. The NICB receives support from over 1,000 property/casualty insurance companies. Coverage
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Minimum Payment: The minimum sum required to be paid by the borrower to the credit card issuer Garnishment: A legal process that grants a creditor the judgment on a debt, to receive full or partial payment, by taking possession of a portion of a debtor's assets. Find out more about wage garnishment.
The date that a creditor last reported an entry regarding a consumer - to the credit reporting agency. Adjustment
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Guaranteed Insurability Option - See "future purchase option." Variable APR: Variable annual percentage rate is often referred to as 'variable rate', which is the interest rate that changes periodically, over the life of a loan, in accordance with the changes in the interest rate in the market. The changes in variable interest rate are determined by the changes in the prime rate, which is the lending rate of the banking system.
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Net Leverage - The sum of a company's net premium written to policyholder surplus and net liabilities to policyholder surplus. This ratio measures the combination of a company's net exposure to pricing errors in its current book of business and errors of estimation in its net liabilities after reinsurance, in relation to policyholder surplus. Indemnity
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